Give your children or grandchildren this incredible gift NOW and help them do the same - plus help you keep every red cent of your own retirement money (or even add a million to it)
Dear Parent, Grandparent, or Retirement-nearing Friend, Almost every parent's number one nightmare is not being able to provide comfort, opportunity, and security for their children... But a close second is having to do it at the expense of their own retirement. Heck, this second one is my own worst nightmare - and I'm a world-renowned financial author and investment analyst! Fortunately, I've found a way to make sure neither of these conditions ever happens to my family. Consequently, my two young children will live rich (literally), worry-free lives of plenty, and retire early with enough money to enjoy golf, cuisine, travel, second homes, land, and the good life. No, it's not some esoteric, risky, labor- and knowledge-intensive investment strategy (like options plays or futures trading, or day-trading stocks). And you don't need an MBA or even any business sense at all. It's an unbelievably easy, inexpensive, and downright fun program for building wealth over the long haul - steadily and with very little risk. The best part is that this program isn't just for kids. It's an incredible income and wealth-booster for those approaching retirement, too - or even those already there. In fact, I'd bet you dollars to doughnuts that over the last 5 years, the simple wealth-building program you're about to discover has outperformed several times over whatever you're doing for retirement investment (I'm talking 18% gains or better). If you give me just 5 minutes of your time now, I'll tell you all about it - and just in the nick of time, too...
Following the strategies I'm about to reveal to you, just about ANY child could:
Yes, you've given (or are still giving) your children a safe home in a nice neighborhood, extensive education, and a life free from want. But perhaps you didn't plan quite far enough ahead for your own comfortable retirement. Or maybe you got burned in the stock market crash of 2000-2001, and now your once-formidable retirement bankroll has dwindled. Either that, or maybe you spent a little more than you'd planned of that earmarked-for-retirement cash on graduate school, weddings, houses, or investments for your kids... Bottom line: Somewhere along the way, you ran out of time to get rich enough to be assured of comfort and security in your old age - and now you're faced with the prospect of a bare-bones lifestyle in your twilight years. Or worse yet, being a burden to the children you worked so hard to provide with a head start. But this doesn't have to be the case at all... Even if you're in your 50s or beyond, you can still retire a millionaire - even on a modest income - without reducing your current standard of living one iota! To find out exactly how (it's easy, and requires no changes to your lifestyle), all you need is How to Live a Millionaire's Retirement Even if You Thought it was Too Late, a Special Report that's YOURS FREE if you keep reading. In it, you'll discover:
Add up all the incredible wealth-building advice in How to Live a Millionaire's Retirement Even if You Thought it was Too Late and you'd be hard pressed not to make an extra million (or even two or three) by the time you're ready to retire. And it's yours FREE when you give your children or grandkids the gift that could make them millionaires many times over by the time they're counting 50 candles on their birthday cake. Keep reading...
Ensure your children's futures - and generously pad your own - during the lean years ahead (oh yes, they're coming) My name's Addison Wiggin, and I've made long-term investment and market analysis my life's work for the last 15 years. Over that time, I've been fortunate enough to become one of the financial world's most sought-after commentators and lecturers. I've also penned 3 New York Times bestselling financial titles. All the while, I've been editing the acclaimed, oft-quoted Daily Reckoning investment e-letter (circ. 500,000+), and have published over 20 long-running financial and macro-economic newsletters... I mention all this not to boast, but so that you'll believe me when I tell you that the future of American money is not as rosy as the mainstream pundits and the White House would have you believe. And even if your last name's Trump, Gates, Buffet or Hilton (heck, especially if your name's Hilton) - if you've got children or grandchildren, you need to be concerned about how you'll pay for everything your progeny will need... There's good reason for alarm. With the high costs of day-care, schooling, health coverage, medicine, higher education, clothes, cars and insurance roundly outpacing both real wages and inflation, it's easy to break out in hives worrying about how you'll pay for your children's future - even if you're relatively well-off. This is not to mention the effects on near-retirees of the evaporation of many corporate pensions and the impending collapse of the social security system... Yet with the Dow regularly over 11,000 for the first time since 9/11 and all the talking heads in the mainstream money press drunk on their own myopic optimism, it's easy to brush off your fears and take a rosy view of financial matters right now. But take it from me - the future of prosperity in America is on some pretty unstable footing. In fact, I just wrote a book called Empire of Debt (now a New York Times Bestseller) about this coming American economic collapse. Here's just a rough snapshot of what I mean: Minimal, even negative, savings - Americans are saving less money now than at any point in history - including, debatably, the Great Depression. At least one Federal Reserve Bank economist estimates that the U.S. savings rate in 2005 would likely be less than zero, once all the data is tabulated. In November alone, it was negative 0.2%. Even through the opulent 1980s, this rate averaged 9% of income. Rising interest rates - It's nearly unanimous among those who are in a position to know that mortgage interest rates have nowhere to go but up (they've already started), leaving house-poor homeowners spending more and saving less once their ARMs and interest-only loans "adjust" into the stratosphere. To make matters worse... Skyrocketing housing costs - Real estate prices have ballooned to the point of being unaffordable in many areas. The median home price in California, for example, is over $540,000, while average household income hovers at less than one-eighth of this figure. I read recently that half of the new homeowners in the Golden State are using interest-only financing. When these loans adjust to a more typical principle/interest structure (they all inevitably do, usually to a costly adjustable rate), many will be forced out of their houses. Mountainous debt - Consumer debt, fueled by rampant borrowing against the real estate bubble (Americans pulled over $1.5 trillion out of their homes in the last 5 years - most of it to buy material goods), has reached critical mass. So much so that the federal government has now stepped in to dictate new, higher minimum repayment ratios to revolving credit lenders. To already-strapped borrowers, this could force bankruptcies. Dwindling jobs - Despite the less-than-5% unemployment rate the White House is currently trumpeting, an estimated 3.3 million American jobs will be outsourced to other nations (like tech services leader India) in just the next ten years. Also, a recent "war games" exercise conducted by former high-ranking U.S. government officials predicted another 2 million lost jobs when oil prices soon begin to rise to their inevitable peak. Add this to a booming population and you've got a major American job crisis in the making. Climbing costs of health care/insurance - As everyone already knows, the expense of health care (especially prescription drugs) has been sharply on the rise for years, doubling or even tripling the rate of inflation. And the cost of providing health insurance to U.S. employees is expected to rise almost 10% in 2006 alone! Of course, this overage will be absorbed by the workers themselves, putting a further strain on nearly savings-less American workingmen or women. Exploding tuition - Today's average American college student is forced to borrow almost 60% more than just a decade ago. And recently, a report issued by the Advisory Committee on Student Financial Aid found that nearly half (48%) of qualified students couldn't attend college because they didn't have enough money. Over the last 25 years, the cost of higher education has increased as much as 6% beyond the rate of inflation. What this all means is that the costs of both retirement and raising a child are on the rise - and much faster than wages, inflation, and most investments. It also means... Today, there are no guarantees that typical long-term financial plans will bear fruit 
And about how much will be left over for your Golden Years.
Most of today's young people fall into what's commonly known as "Generation Y." This generation is considered by many analysts to be the first in American history that isn't expected to make as much relative income or enjoy as high a standard of living as their parents. As you've just discovered, there are many valid reasons to be worried about both the future state of the U.S. economy and the ability of tomorrow's Americans to provide for themselves, their children - and for their retirements. In other words, today's kids are going to need all the help they can get (which means all the help you can give them)... The best way to help get them on the right track to security (and to learn it for yourself) is with the Seeds of Wealth program. With it, they'll learn how to save, how to live efficiently, how to get the most for their dollars, how to exploit all tax advantages, and how to safely invest for excellent yields. In fact, Seeds of Wealth is guaranteed to accomplish these things, or you pay nothing for it! And keep in mind that the Special Report, How to Live a Millionaire's Retirement Even if You Thought it was Too Late, is yours to keep, FREE, whether you stay on with the Seeds of Wealth program or not. Keep reading... For example, if you were relying on rising home values to provide you with enough cash for retirement - or for your children's futures - you can clearly no longer count on that. Housing prices have peaked in many areas, and are poised to plummet (yes, it can happen) when the over-fueled, fraudulent mortgage market collapses... Counting on stocks? I wouldn't, unless you're a savvy investor. The S&P 500 has lost nearly 6% over the last 5 years (though in a minute, I'll show you a way to rake in average gains of 18% per year in the stock market)... Even [if?] you are in good position to make money through asset appreciation and careful investment, a lot of your money will likely get eaten up by upwardly-spiraling costs - like healthcare, housing, insurance, and tuition. These are all reasons why the future (both yours and theirs) is best protected not through haphazard stock speculation, home equity extraction, or debt expansion - but through: And you'll learn exactly how to do all of these things, in depth and with step-by-step direction, in just one source out there I know of: It's called the Seeds of Wealth program. I want to reveal it to you right now...
Your children can beat the world's best moneymakers at their own game - but only if they start NOW "The most powerful force in the universe is compound interest." -- Albert Einstein "Teach your children well." -- Crosby, Stills, Nash, and Young Conceived and written by a once-bankrupt (but now a financial publisher and sought-after commentator on fiscal issues) father of 3 named Justin Ford, Seeds of Wealth is not a bunch of theoretical gobbledygook you'd need a PhD to decipher. Rather, it's a hands-on guide to wealth that's rooted in practical reality and time tested - not to mention forged from harsh experience - in the real world of money. It just means that it teaches kids how to fully leverage time as a means to ultimate wealth. In this respect, your children or grandchildren have an advantage over even some of the world's best-known investors. Many of these didn't get started making money into well into their adulthood. But time isn't the only advantage your young 'uns have over the Warren Buffets and John Templetons of the world. In the 390+ page Seeds of Wealth guidebook (just one component of the 3-part program), you'll discover 3 other ways in which your kids can outperform the world's best investors! You and your children will also learn: See what I mean when I say the Seeds of Wealth program is not just for kids? The guidebook alone is like a manual for successful financial living, from soup to nuts. You'll think so, too, once you've read it - I guarantee it. Oh, and speaking of guarantees, therein lies the best part of the whole Seeds of Wealth experience... College has always been expensive, but it's getting more so with every passing year. Recent data shows average college tuition rates rising at more than twice the rate of inflation. And over the last 10 years, the average amount university-bound students have borrowed has more than doubled... To make matters worse, more than at any time in history, higher education is absolutely vital to success and financial freedom. U.S. Census data shows that college graduates make 76% more money than those with only high-school Diplomas. And graduate degrees translate into an average of 23% more income than a Bachelors' alone. Bottom line: If you want successful, financially solvent, comfortable-in-life kids you won't have to worry about (or provide for), they need those degrees, come hell or high tuition bills. Many are the parents who've sacrificed their own futures and comforts to assure their children's success through education. But YOU won't have to compromise your own retirement to help ensure your children's quality of life - not if you've got the Seeds of Wealth program... In it, you'll learn how to help your kids (and grandkids) pay for their own tuition free and clear, using some simple, painless techniques of saving and investment. Just as importantly, you'll also learn: All this and more you'll discover on pages 318-343 of the Seeds of Wealth program guidebook. Follow the techniques on these pages properly and your progeny can nail down top-flight educations (and incomes) without you having to dip into your own nest egg for even a single penny. And since Seeds of Wealth is guaranteed, you won't risk a single penny to discover a gold mine of wealth-building guidance both you and your children can reap the benefits of. Keep reading...
And true to its name, the Seeds of Wealth program is a comprehensive education in wealth accumulation over time. That doesn't mean it also won't teach you and your kids how to make money quickly (the program's investment recommendations have averaged more than 18% per year)...
The Seeds of Wealth program is money-back guaranteed for a FULL YEAR - far longer than it'll take you to make back its purchase price many times over using its secrets Yes, you read that right. Seeds of Wealth comes with a one-year unconditional money-back guarantee. That's far longer than it'll take you to recoup its unbelievably low price many times over. In fact, using only the tips in the "How to Get a Good Value on a Car" section, you could save more than 25 times this amount in a single transaction... Heck, the investment tax advice alone could save you several hundred times the program's price - if not more! You could learn could learn these techniques over the course of a few days' reading, then return the program for a refund and be tens of thousand of dollars richer for it. Oh, and there's this little carrot, too: Even if you return the program for a full refund on the 364th day, you keep the How to Live a Millionaire's Retirement Even if You Thought it was Too Late Special Report, no charge. Even if your goal were only to obtain and implement these secrets to building wealth late in the game, it would be a small price to pay... Namely, nothing, if you returned Seeds of Wealth for a refund. Why am I telling you all about how to exploit this incredible product's unheard-of 100% money-back-for-a-full-year guarantee? Because I'm 1000% certain that you won't send it back - not after you see what this program can do for you and your children's lives and futures... So how much does the Seeds of Wealth program cost, you're asking?
Get Seeds of Wealth for the youngsters in your life for less than the $100 savings bond so many give their kids (or grandkids)... $99. That's how little it costs to give your children or grandchildren (or other kids you care about) a lifetime of wealth - and a multi-million dollar retirement... That's the only "premium" you'll ever pay to ensure that your children (and your children's children) will never have to scrimp and save, do without, or live hand to mouth or paycheck to paycheck... That's the "fee" for some of the best retirement investment advice I could ever recommend - techniques that could net even late starters an extra million or more at retirement time... That's the one-time charge for tens of thousands of dollars worth of money-saving tips and tricks applicable to nearly every aspect of your life: Taxes, mortgages, credit, loans, savings, tuition, housing, investments, cars, insurance, goods and services, and everything else that costs anything at all. And remember, you've got one full year to "try before you buy" the whole 3-part Seeds of Wealth program, which includes: A full 391 pages jam-packed with wealth-building know-how for you and yours, all presented in a straightforward, accessible style with visual aids and an easy-to-understand first-person layman's voice. Read it, make copies from it, circulate it, mark it up, dog-ear the pages, then simply send it back by the 365th day if you're not completely satisfied... For a full 3 years after your purchase of the Seeds of Wealth program, you'll receive a quarterly advisory report giving you updated investment recommendations, new and exciting ways to save money without sacrificing quality of life, techniques other with the program have used with success, and ongoing tax and money-management advice... The Seeds of Wealth Special Report for retirement-minded parents or grandparents entitled How to Live a Millionaire's Retirement Even if You Thought it was Too Late is yours FREE with your order. Learn to boost your bottom line by at least $477,000 (but maybe as much as a million or two) before retirement day with these simple tips... Get all this, plus FREE shipping, when your order Seeds of Wealth for your children (or yourself) today. And remember - even if you cancel, you keep both the How to Live a Millionaire's Retirement Special Report and as much as a full year's worth of Quarterly Investment Reports. All you need send us back is the Guidebook, in whatever condition it's in. So what do you say? Isn't it time to get your kids started on the road you wish you'd known to take - with the gift you wish you could have gotten instead of a $100 savings bond? You can give them all your money, or your can give them Seeds of Wealth - and help them grow their own prosperous futures... Like I said before, many are the parents (or grandparents) who give away to their progeny their own hard-earned retirement nest eggs. The real tragedy in this is that even if that's a million dollars or more, it likely still won't be enough to ensure those children a high standard of living in the coming American economic climate... No, in a time without social security (at least not as we know it), when health care is prohibitively expensive, houses sell for a million buck per shoebox, when tuition cost more than homes used to, and when taxes and interest rates are sky-high, they'll need multiple millions, or they won't be comfortable. Fortunately, that's a gift you can give them today - for just $99. At the same time, you can give yourself the little-known wealth-expanding techniques that can push your retirement that last elusive mile toward comfort and security. You can also protect it from the needs your children (or grandchildren) might have if they didn't have Seeds of Wealth to guide them toward wealth of their own... And since the Seeds of Wealth program is money-back guaranteed for a full year, you can always return it, chip in another buck, and get the kids that savings bond if you're not as happy as all the folks whose comments you've read here. In my opinion - both as a parent and as one who makes his living in financial analysis and monetary commentary - I truly believe that Justin Ford's Seeds of Wealth is the key to my own children's worry-free and prosperous future... That's right, more so than any long-term investment of wealth plans I'd made for my own kids (before I discovered this one-of-a-kind program, that is), Seeds of Wealth offers them greater possible returns, less sacrifice and impact on their lives, greater security, lower risk, and a much brighter future than anything I had planned for them. And at the same time, it has given me a security blanket over my own retirement nest egg - since I now won't have to use any of it to worry about the wealth, comfort, and prosperity of my kids. So if this sounds like something you'd like for yourself, order Seeds of Wealth for your children or grandchildren now... You've got nothing to lose but every penny you've got. Sincerely Yours, P.S. There's no "but wait, there's more," or "order now and get a free piggy bank," bonus that comes with the Seeds of Wealth program. Starting your kids down the road to wealth and autonomy as soon as possible should be an urgent enough reason, don't you agree? But I will say this: The $99 price is less than half of what this program retails for, and will not last long. I asked Justin Ford (now a respected colleague of mine) to offer this price to you because I think Seeds of Wealth is so important that it transcends price... Bottom line: I wanted Seeds of Wealth to be affordable and accessible to as many people as possible, if only for a short time. So complete and return your order form NOW (or call the toll-free number) to make sure you capitalize on this special, limited-time $99 arrangement I've secured with the author - before the price more than doubles. This price is good on as many Seeds of Wealth kits as you want, but only for a short time... Good luck to you and yours as you grow wealth from these "seeds."
Addison Wiggin,
New York Times Bestselling author and proud parent of 2
|
|
