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The World's Greatest Double-digit returns and income checks... Dear Financial Freedom Seeker, Retirees who pay into this little-mentioned "pension-payout" plan now draw as much as 90% of their pre-retirement incomes, says The New York Times... Others cash out and use the extra money to snap up indulgent vacation packages, luxury gifts for the family and even second homes by the beach... And many of those people using this, says The American Spectator, "retire with better, more secure pensions and, increasingly, at early ages..." Yet I'm sure you've never heard of it. And if you have, maybe you've always thought - since it's officially closed to most average Americans - that there was no way to "sneak in" to claim your share of the payoff. But there is. In just a second, I'll introduce you to the brilliant colleague of mine who's found the ideal "back door" into this pension payout plan. It's easy to do. And it gives you a new level of freedom many other people facing retirement just don't have. "Instead of...wondering whether the government will deliver promised retirement benefits," reports The San Diego Union-Tribune, these investors are able to "bankroll their own retirements and manage their own nest eggs." If you get started now, your first income checks from this "off-limits" pension-payout plan could roll in very soon. The relentless gains in the shares themselves have been even better, so far. And best of all is the blend of cash payouts and steadily upward-marching shares combined - giving shareholders an average of 10.3% every single year for the past 26 years. I don't need to do the math for you, but that's just as good as turning $10,000 annually into $1.39 Million. Many retirement programs make claims to offer the same kind of results. Very few actually deliver. This secret pension-payout program is one that does. Just in the last five years, it's done even better- averaging 12.38% per year with a total payoff of 79.25% for the full period. Over the last ten years, the effective annual gain is 17.71%. That's as good as turning $10,000 annually into $430,589. Like I said, it's been "off-limits" to most of us for a long time. But now there's a way into this secret pension-payout program. And I can finally show you how it works in the letter that follow. "The best thing about this," says one retired tax lawyer who opted to start doing this years ago, "is that I don't have to give my future to the government...the funds belong to me, so I get the earnings." I'm so blown away by how well this has already done - with proven, steady results for those inside the program -- I've even commissioned a special report. Written by the same genius who brought this to our attention in the first place, this special new report is called "The World's Greatest Retirement Stock: A Secret Pension-Payout Plan Even Your Broker Doesn't Know About". And until now, you couldn't beg, borrow or steal a copy. It wasn't available - at all - to the general public. But today, I'd like to invite you - as one of the more savvy market individuals out there - to read it. There's no charge. I'll personally send it to you. Or you can download it just a few minutes from now, if that's what you'd rather do. Here's a little taste of what you'll find inside... Income + Growth + Safety = Once you see the proof behind this opportunity, you can make up your own mind. And by the way, there's more to this than just the steady income. That's only the small piece of the pie. The shares of this themselves - which you can find listed on the New York Stock Exchange - also happen to have one of the highest ratings in the industry. How does a stock performance get rated? Simple. In fact, one of the most respected independent rating services of the last 100 years - which specifically dedicates itself to ranking income-paying investments - gives this one investment the equivalent ranking as the famous Moody's rating service would give to a high-quality AAA bond. That's no accident. In some ways, holding these shares is a lot like holding an income-earning bond. But combined with some of the same benefits of today's exchange-traded funds (ETFs). How so? You'll find full details in your FREE copy of The World's Greatest Retirement Stock: A Secret Pension-Payout Plan Even Your Broker Doesn't Know About. The short version is that lots of stocks pay dividends. But few income-paying shares combine both stable blue-chip level security with steady share growth. Blue chip like Exxon, Wal-Mart, Citigroup and Microsoft, for instance, all pay dividends. But as of this past quarter, only Exxon in that group paid a dividend higher than this company. Meanwhile, the shares in this company have shot up more like a growth stock, rather than a stodgy, monolithic blue chip. Just like the most secure blue-chips on the market, this stock offers you almost bond-like safety plus ETF-level diversity, since the investment itself is backed by a wide blend of stocks, spread across the broad market, plus one of the world's richest supplies of copper reserves. Even London's prestigious and reserved free market think tank, the Adam Smith Institute, gushes about this money move, calling it "an immense success." So does BusinessWeek, which has shown how many of the retirees doing this are now able to live "better than ever in their golden years." Based on the 12.38% annual average gain, this one pension payout plan could have churned out, $10,000 invested annually over the last five years would now be worth $94,430... Given the effect annual rate of 17.71% this fund racked up over the last 10 years, putting in $10,000 a year could have given you $428,727 by now. With an annual average gain of 10.3%, doing the same since the start could have left you with a fat $1.39 Million by today... Maybe now I have your attention? But here's the irony - would you believe there are STILL lots of investors out there who don't "get" the benefit of holding a growing stock that also happens to pay out income... What Our Grandparents Knew About Investing During the tech boom...during the mad rush for China shares...during the hedge fund craze...even during the latest run on real estate...a lot of inexperienced investors got all the wrong ideas about how to build wealth. I'm writing to you today because I think you know what I'm talking about. For those market amateurs, it was all about the fast buck...about how well the Fed could manipulate markets with interest rates...and about a kind of entitlement idea related to wealth. But you and I know that's just not how it works. And it's not how our grandparents' generation looked at investing, either. Think about it. Back in the day, getting growth from a company share was just glaze on the doughnut. The real story was all about the payout of steady dividends. It's what you looked for. It's what made you rich. Forget "hot" trends. Compound interest was the market miracle everybody talked about. And nobody looked to the government for guidance or handouts, either. Business is what built fortunes. The less the bureaucrats or government economists got in the way, the better. But as it turns out, new research proves that the old rules never disappeared. They're still just as valid today. You can still make more money holding income-paying shares. Even if you're just talking about the gains in the share prices alone. How much better? Just take a look at this chart...
This tracks the payoff you could have expected owning income-paying instead of nonincome-paying stocks on the S&P 500...over the entire run of the market from 1983 until now. As you can see, stocks that pay you income have consistently annihilated the growth rates of non-dividend-paying shares - by a fat margin, on average, of 6%. Not just once or twice. But every year for the last 24 years. How impressive is that? Let's say you'd parked $100,000 in the S&P 500 back in 1982 and let it ride. By 2007, nonincome stocks would have handed you a handsome $1.82 million. Not bad. But the same investment in income-paying stocks would have done you a lot better...by growing that initial $100,000 into a stunning $2.18 million... For anybody who still doesn't get it, that's reason enough alone to wake up and smell the Nescaf鮠And I firmly believe there is not one income-paying share out there right now like the one you'll read about in The World's Greatest Retirement Stock: A Secret Pension-Payout Plan Even Your Broker Doesn't Know About. Given the proof you'll find in this FREE report, this may be the most reliable growth-and-income stock you could hold in your portfolio. It's definitely the kind of stock that lets you sleep better at night. And, as you and I both know, not every so-called retirement "safety net" plan can make that same claim. Especially one of the biggest so-called retirement "safety-nets" of all... Retirement's Biggest Income Lie: When you find a stock like the one you'll read about in your special report, it's more than just as way to pad your portfolio. It's a way to liberate your money from a very limited but popular way of thinking about wealth-building investments in general. See, most market amateurs like to imagine a certain kind of control over the markets that just isn't there. Wall Street on the slide? The Fed can fix it. Real estate in trouble? The Fed can fix that too. Dollar in trouble? Washington has it all under control. Or so they'd like us to believe. But we know better. At the start of the 20th century, we were on top of the world. Taxes were low. Enterprise was king. And we had the power, not our bureaucrats. But by the top of the 21st century, all those ideals turned upside down. Now we've got a government with its hands in every pie, unchecked, almighty and - more often than not - in the way.
Politicians sold it - and generations ahead of us bought it - as a surefire way to guarantee income after retirement. The money you pour in now, they said, you'll get back later when you need it. Pay in when you're young. Draw out when you're old. At least it's supposed to work that way. But in practice, it doesn't. And won't. Especially over the years ahead. For instance, if you ever felt like you had a "right" to all that money you've paid into the program, you'd better think again. Because that's simply not the case. The classic Supreme Court case Helvering v. Davis makes it plain. Neither you nor any American, said the written judgment, has any legal claim on a single penny that you've paid toward Social Security. Period. They can stop giving it to you at any time. And you'd better believe they will, the first chance they get. Whether it's by cutting benefits or raising the retirement age...hiking FICA payroll taxes... or just pilfering cash from the fund and spending it, as they've done for years...it's all a form of organized theft. Worse, it's money millions of Americans count on for retirement income...that just won't be there when it matters. That's why I urgently want you to send for your FREE copy of The World's Greatest Retirement Stock: A Secret Pension-Payout Plan Even Your Broker Doesn't Know About as soon as you finish reading this letter. The growth combined with income checks offers you a kind of protection...against the financial and, yes, moral hazard of government meddling in our private financial affairs. And this is not just an American phenomenon. The same lamebrained, underhanded trick of government-hindered retirement is playing out right now, as you read this, thanks to other social pension programs all around the world...including those of Germany, France, the United Kingdom, Japan and China (especially China). While you're working, they take away money you could save for yourself. When you retire, they tell you the program they used to "save" your money wasn't working the way they planned after all. Does that still feel like "security" to you? If it does, you should stop reading now. Otherwise, take me up on my invitation. Let me send you a FREE copy of the report I've been talking about, "The World's Greatest Retirement Stock: A Secret Pension-Payout Plan Even Your Broker Doesn't Know About." You can see for yourself how to take the reins of your own financial security, starting with the special pension-payout plan we've discussed. And then I can show you where to look for a whole new stream of many more ways to "liberate" your portfolio-building strategy, using other undiscovered, less-inhibited ways to grow your wealth. Let Me Introduce Myself My name is Addison Wiggin. The unique private pension-payout plan is just one perfect example. Like all good solutions, it's simple, not complicated. You can find out just how simple by sending for your FREE copy of the report The World's Greatest Retirement Stock: A Secret Pension-Payout Plan Even Your Broker Doesn't Know About. It's more than just a stock pick. It's a direct "antidote" to the fixed-income problem so many retirees will have to face. It's also a perfect introduction, by the way, to a unique kind of genius I'd like you to meet... A Young Man Who Knows How to Make "Old Money" It's rare you meet a guy like Christopher Hancock. Christopher is the market savant around the office. Not only did Christopher find this special pension-payout opportunity...and not only did he write the FREE report I'd like to send...but he's also a moral crusader for a much more fundamental, individual way of building wealth that I know you and I both identify with. That's rare for a guy who's just 30 years old. But Christopher, unlike a lot of fumbling market meddlers and careerist politicians, is not just a brilliant market analyst. He's also a devout Friedrich August von Hayek scholar. If you know anything about Hayek, that tells you everything. For instance, by the time Austria-born Hayek was 24, he had his doctorates in law and political science from the University of Vienna. By 25, he was a researcher at NYU. He'd also mastered psychology and economics. And Christopher, who's about as close as you'll get to a young Hayek himself, also took bold steps into the world at a tender age. Fresh out of college, after studying foreign government policy at the University of Virginia, Christopher decided the suburban career track wasn't enough for him, and he packed his bags to head off to bigger markets. Namely, the spiritual home of global capitalism itself - Hong Kong - where he plowed into the books to get his MBA. Christopher's hero Hayek launched the major years of his career at the London School of Economics. And then, as a mentor to Milton Friedman, at the University of Chicago. While the rest of the world slipped into socialism, Hayek got up on his soapbox and spun out some of the most controversial and intelligent ideas about free market economics ever recorded. (Ideas which, by the way, eventually got him the Nobel Prize in 1974.) Christopher, meanwhile, got the best part of his economic education another way. Living on the doorstep of mainland China, he watched the greatest economic miracle since the American railroads unfold. Asian markets were exploding. And Christopher had the catbird seat. He took a job with Citicorp, researching Asian markets and opportunity. And over the next few years, he soaked up enough hands-on proof to convince him that Hayek and other freethinking financial experts had it right all along. Free markets were and are the key to wealth, and the only real shortcut to freedom. It was then that he dedicated himself to showing other investors how to escape the shortsighted solutions packaged by Washington and Wall Street...so they could delve instead into global moneymakers designed to grow in spite of all the obstacles in the marketplace. That's how Christopher found us. And that's why I've invited him to be part of our team today. For the last several months, we've "beta-tested" a whole new kind of investment research service, with Christopher at the helm. We call it Free Market Investor. Up until now, it's been available to only a very small and private circle of individuals. I'm writing to you because we're changing that today. Private Wealth Secrets, I'd like to invite you to join our small circle and try Christopher's Free Market Investor letter. In fact, because you'll be among the first to get this chance, I'd like to invite you to try it for FREE for up to a full year. How so? I explain at the end of this letter. Not only how to get a brand-new issue of Free Market Investor hand-delivered to your mailbox every month...but also how to get a whole library of special market reports...a private Web site password...and weekly market updates...all at no charge. I'm willing to do that because I already know Christopher. And I know there's nobody out there who can help you find exactly these kinds of liberating, wealth-building moves better than he can. From his days in Hong Kong, he has his own wide network of market contacts. He also has firsthand experience with the world's freest market and most thriving businesses. He even has on-the-scene insight into the one spot in the world - Asia - where all the major capital is flowing right now, as you read this letter. Nobody scours the globe for opportunity the way he does. Can most of the brokers working Wall Street make those same claims? Hardly. And most importantly, in my mind, nobody understands what it takes for a high-quality business to attract investors on its own steam...instead of counting on spin doctors, market makers or handouts from bureaucrats. Knowing how businesses work is how Benjamin Graham got rich. It's how Warren Buffett made his fortune. And it's how you'll make your own money-producing moves with the help of Christopher and his issues of Free Market Investor. These aren't highflier stocks and headline bandits he'll talk about. Instead, they're the kinds of opportunities you grandparents would love. Strong enterprises with real businesses. Stocks with steady earnings. Income-paying companies that shell out bucks to investors because they can afford to, not because it's the only way they can move their shares. Most market amateurs never see stocks like these. Most brokers never talk about them. Yet as you'll see in your free trial issues of Free Market Investor, Christopher uses his network and his market savvy to find these kinds of winning, uninhibited money moves every day. It wasn't easy to woo him on board and convince him to share these gems with the rest of us. But I've finally managed to pull it off. And this invitation for you to start getting free trial issues of Christopher's new Free Market Investor service is the result. I hope you'll take me up on it. And I hope you'll start by reading all about the unique pension-payout opportunity in your FREE copy of the report I'll send The World's Greatest Retirement Stock: A Secret Pension-Payout Plan Even Your Broker Doesn't Know About. Here's another taste of the astonishing details... A Nobel Prize-Winning Profit Formula At the core, the company behind the secret pension-payout plan I've been telling you about looks just like any other company that helps manage money for investors (to date, somewhere around $25 billion - by far the biggest among a handful of close competitors). But it's really much more. First, it's only one of four companies that operate on this model. What model? It starts with a profit formula devised by Nobel Prize-winning economist Milton Friedman himself. The funds go in. The shares go up. And the company collects a small management fee. That fee it collects is competitive with Vanguard's rate, widely known to be one of the most competitive in the business. But because the pension plan's stock market performance has been so impressive, more investors have steadily poured in. There is, in fact, a legal imperative that should force the cash pile this company has under management to keep growing higher. You'll read all about it in the FREE report I am sending you. So even those small management fees still add up to a huge pile of cash. Here's where your "backdoor" entry comes into play. Using this simple, less-talked-about way of getting in, which you'll read about in the copy of Christopher's report that I want to send you, not only can you get in without paying any management fees...even better, you're getting paid just like the managers who run the plan. That's right. Your income checks come directly from the fees the money managers collect from their pool of investors. For once, you're on the inside of the circle when it comes to company revenue. You essentially get a cut just for holding the shares. Even the company's own clients don't get that same benefit. And, keep in mind, you also get the steady gain in the shares, on top of any income you may collect along the way. It's the best of both worlds. It's like being a manager and a shareholder at the same time. How You Could Have Last year, on a $25.69 share price, this company paid a dividend of $2.42. I know you could do the math yourself, but I'll save you some time.
But that's just part of the story. Right now, for instance, the company just committed to using some of their hefty earnings to grow the core business even larger. That bodes very well for the stock. But it also opens a window for you to get in before any new growth hits the headlines. Remember, so far, even with inflation factored in, the investors in these funds have hauled in an average 10.3% gains every year since 1981 - a full 26 years of consistent performance. The stock itself - which you'll find named in your FREE copy of the report I'll send - returned an average 12.38% over the last five years, with a total payoff of 79.25% for the same period. Could you imagine if you could confidently make that, year after year, on the rest of your retirement portfolio? And Christopher and I fully expect those averages to shoot even higher. Every $15,000 invested in this stock as recently as 2002 is now worth $26,887. And it gets better. As I said earlier, the 10-year effective annual rate of return on this stock is 17.71%. That's the same as turning every $15,000 invested in 1997 into $111,653. What about downturns? 1989-1994 hit U.S. investors hard. Recession, a stagnant stock market, a stale economy...at best, any money invested in a pure U.S. stock market index fund averaged just 8.7%. Yet, over the same period, the pension-payout plan I told you about was invested in a pool of stocks that overall averaged 48.6%. investors. It's no wonder many of the retirees using this specific plan now average payout checks nearly twice what typical U.S. retirees get every month from the Social Security Administration. You'd have to be one of the long-term, direct investors to enjoy that big of a return. But adding a 10% stream to your passive gains is hardly anything to sneeze at. Here's the best news. Even though this company performs on par with some of the most famous names on Wall Street, it doesn't trade right now at the same insane premiums. In fact, it's trading close to book value. Even though this outfit boasts a 24% net profit margin, has a steady stream of incoming investment dollars (the company is growing steadily at 20% per year) and carries zero debt. You have a rare opportunity, right now, to own these shares at roughly half the price investors pay for similar industry shares. And with the growth and income combined, it's like getting paid twice on the same investment. What could be better than that? And there's one more thing... A Fat Pension Payout That Could Get Even Bigger... Right now, this pension-payout plan is conservatively invested in stocks local to the exchange where it trades. A new law could triple the access this special plan has to even more global and diversified opportunities. In the U.S. market. In Europe. In Hong Kong and Singapore. It's a bet whether that could be a good thing or a bad thing. Christopher is following it closely right now, as you read this. And he's ready to give an update to his private circle of Free Market Investor readers either way. One thing is sure, however. When this happens...when the door opens to a wider market...this very stable income opportunity could clearly become an even bigger, faster growth story. You'll want to be on top of this story before it happens. That's why I urge you to send for the FREE report The World's Greatest Retirement Stock: A Secret Pension-Payout Plan Even Your Broker Doesn't Know About. I'll show you how to send for a free copy. But before I do, here's an even bigger story... The Secret to Attracting Wealth Walter B. Wriston was a World War II vet. His mother taught chemistry. His father was a history professor. As a teen, Walt was an Eagle Scout. During the war, he negotiated with the Japanese to free imprisoned American soldiers. After the war, he reinvented banking. Walt took a job as a junior inspector in the comptroller's office at First National City Bank. One promotion led to another, and by 1968, as chief executive, he turned First National into what you and I know now as Citigroup. Under Wriston, the bank pioneered ATM machines...financed the discovery of North Sea oil... built the modern credit card industry...invented certificates of deposit and eurodollar lending... He took risks. He forced changes in laws. He took Citigroup international beyond anybody's wildest dreams. Personally, it made him as rich as Midas. But ask Walt the secret of attracting money, and he might have repeated exactly what he said all the time about wealth creation: "Capital goes where it's welcome and stays where it's well treated." It couldn't be clearer. It's even called "Wriston's Law." It's also our philosophy here at Free Market Investor. In short, money goes where it's treated best. We're not the first to say it. We won't be the last. But I can tell you this much - as Christopher never fails to remind us, just knowing where the money is getting treated well can be the key to finding the world's best wealth-building opportunities. It really is that simple. And nobody, in my mind, is better equipped to help you do that than Christopher. Take the pension-payout example we've talked about already...and that you'll read about in the FREE report I'm eager to send you. It attracts investors because it treats them well. Period. With gains in the shares and fat dividend checks every month. Along with the stability of a triple-A-rated bond or a well-diversified ETF. There's no other investment like it in the world. What's not to love? Or take Ireland, the shining economic jewel of the European Union. Twenty years ago, the Emerald Isle was practically the Bangladesh of Europe. Ireland couldn't keep its citizens, rich and poor alike, from jumping ship. There were no jobs. The economy was as flat as a week-old pint of beer. Then, somebody saw the writing on the wall, and before you knew it, Ireland had shredded its old tax laws, opening up the country as one of the best places in the world to do business. What happened? Ireland's economy exploded. Industry poured in. So did jobs. Talent came back. More talent stayed. Real estate shot up. Today, you can't even touch a piece of property inside Dublin for less than -1 million. Few investors realize that you don't have to take wild risks to find these kinds of paradigm-shifting opportunities. All you have to do is look beyond the ruts so many investing amateurs have grown used to. Literally hundreds of undiscovered pure profit plays are sitting right here on the NYSE, under the noses of Wall Street brokers who are just too distracted by the mainstream to sniff them out. Here's another excellent example, taken straight from Christopher's impressive Free Market Investor portfolio...
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