NEW: The critical warning and special report from Andrew Gordon -- the international finance authority for over 25 years ... former advisor to Dow Chemical and Allegheny Petroleum ... who is now single-handedly leading readers to gains like 85.83% in only 11 months in Inco Your FINAL CHANCE to set up an ultra-safe investment strategy NOW that gives you enough money to burn LATER -- OR - you can choose to do nothing and find yourself headed for ... INCOME PURGATORY Only 1 out of 5 Americans has enough savings to cover their living expenses for more than 6 months, according to LexisNexis To maintain your current lifestyle after you stop working, you'll have to earn between 70% and 75% of your pre-retirement income. YEAH, RIGHT! Social Security Surprise: Think your benefits will be there when you need them? Think again. Oh -- and your family owes Uncle Sam $473,456, too Your pension -- GONE? $22.8 billion deficit at government pension insurance agency threatens the security of every hard-working American -- including you Don't panic -- HELP is here! Make back every dollar you lose in government shortfalls, volatile Wall Street markets, housing bubbles -- and MORE REVEALED IN THIS REPORT: The names of 3 under-the-radar dividend-paying stocks you MUST BUY in the NEXT 5 DAYS -- that have already rewarded some investors with a total return of 49.21% GOOD-BYE, OLD MAN STOCKS! These income producers are NOT your father's fuddy-duddy blue chips ... these exciting, little-known companies give you STEADY gains for a safe secure future. Dear Fellow Market-watcher: If you ignore this warning and put your faith in government-backed Social Security or a company-sponsored pension in the hope you'll have an easy retirement ... it's just like FLUSHING YOUR FUTURE DOWN THE TOILET. As an advocate for potential investors, I don't want to see you make this mistake. You deserve a better future. Give me the next five minutes to explain everything in this critical report and I promise to let you in on a guaranteed strategy that can ... -- protect you from the coming Social Security bankruptcy -- shield you from the coming blast of inflation -- guard you against the coming pension debacle ... AND ... -- fill your mailbox with a steady stream of steady income ... every month ... for the rest of your life. Best of all, you could begin seeing your first checks in the next 90 days. It's so easy. Just imagine: While other people only have bills to look forward to when they get their mail - YOU COULD BE pulling out a fistful of new cash and getting RICHER every time you open your mailbox -- if you make the right moves NOW. My name is Andrew Gordon. My specialty is helping early-bird potential investors learn how to rake in reliable and consistent monthly income. Specifically, from dividend-producing stocks. They're among the SAFEST investments on earth. They don't involve options, short selling, market timing, betting on commodities, hedge funds, derivatives, the volatility of gold ... or any other high-risk strategy. As I demonstrate below, this strategy delivers healthy gains ... month after month, year after year ... and can build you a "wealth fortress" for a lifetime of independence and security. I give you my word: We'll get a total gain from EACH stock of AT LEAST 14% ...and usually more ... or I won't bother with them. For the past 12 months and counting, my recommendations have been spot-on: Crescent Real Estate Equities gave us a 27.39% gain in 16 months ... Dominion returned a gain of 14.18% in 14 months ... Inco showered us with a windfall gain of 85.83% in 11 months. Then there was the 24.82% gain we pocketed from Verizon in only 12 months ... a 24.60% gain in 11 months from OMI ... I could reveal the names of many more (and I will, in just a second), but first -- Let's put it in perspective: Just ONE of these stocks would have protected you from the bite of inflation (roughly 2.9%) and still could've handed you a juicy profit! Can you see why income investors jump for joy every time the mail comes? There's another reason, too: higher returns. Standard & Poor's predicts that over the next few years, the average annual appreciation in stock prices will be an anemic 6% -- if that. Let me ask you: If you were concerned about the total return of your investments, wouldn't YOU zero in on the dividend payout? Wouldn't you hope to do better than 6%? You bet you would. Well, WE did. As investors in dividend-paying stocks, we'd be rewarded with an 9.20% dividend from BP Prudhoe Bay ... more than 8% from American Capital Strategies ... a healthy 10% from MCG Capital ... 9.70% from Genco ... 10.30% from Double Hull ... Should you rush out and buy these now? Heck, no! They're great stocks, to be sure, but I have something much better in mind for you. Start collecting and banking fat income checks next month with these little-known dividend-payers. I name them in my new FREE report I just put the finishing touches on a timely member alert that I'd like to send you without delay. It's called The Top 2 Investments for Total Return. In this FREE briefing, I reveal the names of two income-producing companies that you MUST own now for steady potential returns. I give you all the details and explain why these two particular stocks BELONG in every income-generating portfolio. If you invest in them now and follow my instructions, you could be in position to get a dividend check from each company in the next 90 days. Two steady sources of income for you that could begin next months. I can't think of a quicker way to build wealth safely, can you? The Top 2 Investments for Total Return, valued at $149, is not available anywhere else. Because of the proprietary content, I ask that you not share it with your friends or associates. I want YOU to have it for FREE. I'll tell you how to apply for your complimentary copy in a second. Then, a little later in this very report, I give you the actual names of 3 MORE income-producing stocks -- their names, history, stock symbols, everything -- that you should rush out and BUY in the NEXT 5 DAYS before they shoot higher. These stocks have already rewarded us with a combined total gain of 49.21%. If my analysis is correct, they've only BEGUN their rapid climb. And finally, I'm going to tell you how to gain membership in a unique program that uncovers safe, high-yielding dividend-paying stocks EVERY month. More on that in a minute. First, I have to ask you ... Do you want to follow the jittery "record-breaking" Dow ... or do you want to make real money? I'm really steamed. Because honest investors are being handed a line of bull about the Dow's new highs this fall. They're getting a false picture of how things are -- and it could put them at grave risk. Here's why I'm so riled: When the Dow hit a new peak in October, the media was all over the story like a cheap suit. Break out the champagne! The economy is strong. Inflation is under control. Interest rates are going to tumble. Whoopee! But astute investors saw three things that the media did not dwell on: First: to get any good news from this spike, your portfolio would have to consist of EVERY one of the 30 big-company stocks in the Dow index. Why Peter Lynch Loves Dividends The dividend is such an important factor in the success of many stocks that you could hardly go wrong by making an entire portfolio of companies that have raised their dividends for 10 or 20 years in a row. Companies that don't pay dividends have a sorry history of blowing the money on a string of stupid diversifications." Peter Lynch, Fidelity superstar manager Money Every Month You can get a reliable source of income from dividends around the year. How? By buying only a handful of stocks with different payment time slots, you can space your payments so you get extra income every month throughout the year. No Smoke and Mirrors! "I believe that more attention will be paid to dividends and current earnings and less to growth. By and large, companies that are paying dividends have to have earnings. They can't do that with smoke and mirrors." Jeremy Siegel, professor of finance at Wharton and author of the best-seller Stocks For the Long Run. Greenspan On Dividends Earnings are very difficult to estimate; cash dividends are not. Fifty years ago, people bought stocks for dividends; they did not buy them for earnings. And one of the problems we did not have back then is earnings manipulations; they were not very important because nobody cared." Alan Greenspan, former Federal Reserve chairman How many portfolios are like that? Right: VERY FEW. Second: The Dow is a price-weighted average. This means that the higher the price of the stock, the more it influences the index itself. But remember: the Dow is made up of only 30 stocks. There are over 10,000 publicly-traded stocks in the U.S. Bottom line: having the most closely watched index comprised of only 30 is ludicrous and paints a PHONY picture of prosperity. Third and MOST SIGNIFICANT: Of the 30 stocks in the Dow, only 10 are actually higher today than they were back on its high on January 14, 2000. That means that TWO-THIRDS of the stocks sitting in the Dow's "record high" are LOWER than they were SIX YEARS AGO. For investors, the news is grossly misleading. It gives a false sense of security. The benefits are as much of an illusion as Enron's ethics. And just as deceitful. A better indicator of overall market conditions is the S&P 500. But when you look closely at this index, the picture looks worse: The broader-based S&P 500 is still about 11% BELOW its record March 24, 2000 high of 1552.87. Forget about the Nasdaq: It's off more than 54% from its peak above 5000 that it reached in March 2000. Put another way: it hasn't even made it back to half of its all-time high. How many Wall Street bulls told you this? You guessed it: NONE! But I WILL -- because I'm concerned about your welfare. I'm determined -- no, make that committed -- to do everything I can to ensure that you don't fall victim to this double-talk and nonsense. The best first step is for me to tell you where to find safe, reliable income in The Top 2 Investments for Total Return, your FREE essential blueprint for success. And I'll also reveal -- right in this report you're reading now -- 3 dividend-producing stocks that I URGE you to BUY in the next five days. Like I promised, I'll give you their names and details a little later. But first I want to prove why I'm firmly convinced that ... Income stocks will be the hottest investments in 2007 ... and beyond I was flabbergasted to see the number of investors who ditched dividend-paying stocks in the 1990s. Clearly, this was abnormal. It certainly wasn't the case for most of the last century. Since 1926, history teaches us that dividends made up 41% of investors' total returns. In other words, people like you and me made almost HALF of our wealth during the past 100 years from dividends of companies who gave out cash to their shareholders. Not just in boom times either. Even during the worst economic downturns in our history, the prime "way to wealth" was dividends: After the Crash of '29, corporations paid out as much as 80% of their earnings in dividends to win back investor confidence. During the Market Slaughter of 2000-2002, companies that paid dividends fared better than non-dividend paying companies. Much, much better. While non-dividend paying stocks fell 35%, dividend payers broke even on average -- and only a few companies lowered their payouts. Which proves that they're ultra-reliable. Believe it or not, corporations love to pay them. Once they start handing them out, companies would rather die than omit them or even cut them. Even if stock prices fall, investors can still count on a quarterly payment. Which means that dividend-paying stocks are less volatile because the companies pay out CASH. Amazing, wouldn't you agree? Dividends made investors rich and secure for almost 100 years. So I couldn't understand what happened next, when ... ... investors were seduced by the glitz and false promises of growth companies, particularly in the tech field. Suddenly, fundamentals didn't matter anymore. Earnings didn't matter. Profits didn't matter. Even after they heard people like Fidelity superstar manager Peter Lynch and others push stocks that paid dividends -- investors stayed away in droves. Until the 2000-2002 market collapse. Then everything changed. Six years later, the markets still haven't recovered Between March 2000 and October 2002, U.S. stocks lost HALF THEIR VALUE -- or $7.4 trillion. In just two years, the S&P 500 lost 49% of its value. The Nasdaq got creamed, plunging 78%. In fact, the Nasdaq had the worst performance of ANY U.S. index in 70 years. And as you and I just saw ... the S&P and the Nasdaq are languishing. When the market fizzled in March 2000, the biotech and tech stocks that didn't pay dividends got hurt the most. I don't have to tell you: investors got wiped out. Lives were ruined and savings vaporized. Suddenly investors turned back to -- no, they demanded -- the reliable income that dividends provide. Fortunately, corporations who had never issued a dividend payout in their history saw the handwriting on the wall and acted. If you were in their shoes, what would YOU do? To stem an investor exodus, wouldn't YOU start paying dividends to hold onto shareholders? Of course you would! That's exactly what happened, too. Luckily for investors, the timing couldn't be better: Since the Bush administration lowered the tax rate on dividends from 38.6% to a maximum rate of 15%, investors are able to keep MORE dividend income now than ever before. With the lower tax rate, even the dividend-averse tech sector has come around. Now more than 24 U.S.-based tech companies have started paying dividends. What was unthinkable 6 years ago is now commonplace. Corporations love paying dividends. Because corporate honchos own a lot of their company's stock, they get a windfall at the lower tax rate, too. From January 2003 through March 2005, 36 companies paid out dividends for the first time. Of those, 24 went on to INCREASE them. That's almost 7 out of 10 companies. In 2004, more than 1,740 companies tracked by Standard & Poors increased their dividends. That's about 1 out of 4 companies in the index. During the 2001-2004 period, when the market crash gave way to recovery, the total returns of dividend-paying stocks in the S&P 500 rose 40.5%, compared to only 27.4% for non-dividend payers. The facts are clear: After years of fear and craziness in the markets ... after wild interest rate spikes and an accelerating meltdown in real estate ... after deceptive news about the Dow and the S&P and the Nasdaq ... ... investors are RUNNING BACK to dividend-paying stocks because ... They want the safety. They want the security. And most of all: they want to PUT MONEY IN THEIR POCKETS. PLUS: More and more companies than ever before are jumping on the bandwagon and paying dividends. And the trend shows no signs of slowing down. So let me ask you ... "Why invest in high-risk growth equities when you can let dividend stocks make you RICHER by 404% ... 553% ... 1,367% and MORE?" WARNING: Growth stocks may be flashy -- but history proves beyond a doubt: an income stock strategy PUMPS OUT ABOVE AVERAGE total returns over time. From 1975 to 2005, dividend payers in the SP 500 grew at an annual rate of 10.2% ... while non-dividend paying stocks advanced by a pathetic 4.4% A dividend stock strategy is ULTRA-SAFE. Instead of plunging into high-risk options trading or commodities or margins or hedge funds, investors EXPLOIT soaring dividend returns to build wealth by an order of magnitude. Let me demonstrate. Had you invested in stocks that pay dividends from 1995 to 2005, you would have raked in returns of: 404% in ACE Limited ... 332% in Alberto-Culver ... 553% in American International Group ... 251% in Becton, Dickinson ... 1,660% in Citigroup ... 1,018% in Doral Financial ... 1,367% in Federal Home Loan ... 930% in First National Lincoln ... 1,011% in Harley-Davidson ... 848% in Home Depot ... 261% in Illinois Tool Works ... 256% in Johnson & Johnson ... 967% in Linear Technology ... 319% in McDonald's ... 1,365% in Paychex ... 1,438% in Pier 1 Imports ... 1,145% in Royal Bancshares ... 800% in Stryker ... 445% in Sysco ... 1,227% in USB Holding ... 441% in Wal-Mart ... These stocks -- and dozens more -- raised their yields annually for 10 years. Does that mean that they -- or ANY income stock -- will continue to do that forever?No, you and I both know that there are no guarantees when it comes to investing. The risk of losing money never goes away completely. But those returns weren't a fluke either... Get a 50% dividend increase with your next Big Mac from McDonald's I've been studying income stocks for 25 years. I can tell you for a fact: many companies tend to INCREASE their dividends year after year. More than 100 companies have raised their dividends for 30 years in a row ... 22 companies have done it for 40 years. In September of 2006, McDonald's hiked its annual dividend almost 50%. This means that the fast food giant raised its yield EVERY YEAR since mailing out the first dividend check 30 years ago. Microchip Technology, an Arizona-based maker of microcontroller and analog semiconductors, boosted its dividend every quarter since November 2003 -- a hefty total of 850%. Analog Devices, which makes chips that convert real-world information into electrical signals, jacked up its dividends by 300% since it began paying them. American Express, Pepsi, Target, Wal-Mart, State Street, Microsoft, Intersil, Guidant, eExclon ... and dozens more ... all PUMPED UP THEIR DIVIDENDS in 2006. While 10 companies in the Dow "surged" and inflation crept up, dividend investors got more bang for their buck. Much, much more. Sweet, isn't it? As sweet as it is, though, you can have it EVEN BETTER. That's because ... When you invest in dividend stocks, it's like getting them for FREE! How? Because of the power of compounding. Let's say you own shares in a company that pays you a dividend of $1 a share. And let's say the payment goes up 10% a year (as we've just seen, that's VERY common). That means your dividend alone will DOUBLE every 7 years. It is this extra bit of compounding that helps your money to grow exponentially. Your original investment increases because you're earning a return on what you originally invested PLUS the dividends you've accumulated. Over time, it's like PAYING NOTHING for a stock -- but you're still cleaning up on the returns. When you add price appreciation to dividends, the amount of money you pile up is even more dramatic ... From 1983 to 2003, the S&P gained 370%. But if you had re-invested your dividends, your gain more than doubles to 880%! Talk about building a "wealth fortress"! I can't wait to put you on the road to DOUBLING your gains with my urgent investor alert The Top 2 Investments for Total Return. I'll send it to you FREE in just a minute. But the time has come to introduce myself. A love of finance takes me on a worldwide adventure You could say that I developed a fervent curiosity in international business from my days at the London School of Economics. Dividends Can't Be Manipulated You can't always trust earnings. We saw how companies like Enron, WorldCom and Global Crossing cooked the books. Investors were destroyed. But did you know that old stalwarts like Lucent Technologies and Xerox acted inappropriately, too? Lucent claimed an extra $600 million in revenues that it hadn't earned. Xerox announced revenues $3 billion higher than it actually generated from 1997 through 2000. Unlike a company's earnings, dividends can't be manipulated. The Dividend Bull Market? When the tax on capital gains was slashed from 50% to 20% in 1981, it set the stage for an expanding economy and roaring bull market. With the tax reduction on dividends put in place by the Bush administration, the same surging cycle of prosperity could be set in motion again. Investors could demand MORE companies pay dividends once they see how much extra money they'll keep in their pockets. This passion was fueled by an insatiable drive to understand the inner workings of companies. To figure out what made them tick. Fortunately, I was able to take this passion and apply it around the world as director of the State of Maryland's International Business Office. I ran the office for eight years. I led the state's business missions and delegations to the economic capitals of Europe and Asia. I guess finance and the growing movement toward globalization got under my skin. Soon I was doing work around the globe as the head of my own international consultancy: I developed property in central Jakarta. Oversaw road construction in southern Sumatra. Guided a vapor recovery project in Shanghai. Planned a maritime telecom operation for the Malacca Straights. To my own credit, I quickly built a strong reputation around the world as an expert in evaluating companies and appraising investments in a range of business sectors. At one time, I applied this expertise to advise companies such as Dow Chemical, Allegheny Petroleum, X-Chem, Crucible Steel, Bethlehem Steel and others. I wrote books on the world coal market, the telecommunications market in Russia and China, the oil and gas industry, and others. All this activity is bound to get noticed. Soon I found myself as investment director for Early To Rise, a wealth and success newsletter, read by hundreds of thousands of readers seven days a week. I was thrilled that I was able to help so many investors protect and grow their wealth... But something else was driving me. A new "wealth builder" for investors who are sick and tired of bubbles, crazy markets and uncertainty I was talking to all kinds of investors -- -- and many of them were scared. I couldn't blame them. They got hammered in the Market Slaughter of 2000-2002 ... battered by higher interest rates ... sank further due to the malicious threat of inflation. I was disgusted when I saw whole lives destroyed because of the phantom profit crisis and accounting scandals at Enron, WorldCom, Adelphia, Tyco and others. Followed by the insane ride-up and the spiraling decline in the out-of-control housing market ... the exploding price of energy ... the spreading plague of terrorism in Iraq, Iran, London, Spain ... They were scared of the choppy and volatile markets. Scared of a recession. Scared that Social Security wouldn't be there for them. Scared that they'd run out of money too soon ... be forced to give up the comfortable, independent life they knew ... and be a burden to their families. I made it my main mission in life to do something about it. More than ever before, these investors were desperate to find a way to protect their nest eggs and have enough money for a safe retirement that didn't include working for minimum wage when they hit their golden years. Maybe YOU have these same concerns, too. Fortunately, I was in a position to help them -- and you. Out of this need came a new investment letter that answers their call. INCOME. The financial advisory for investors who want the security and certainty that comes from high-yielding dividend-paying stocks giving out cash as frequently as every month. In a moment, I'll divulge the names of three of my latest recommendations -- right in this report -- from the pages of INCOME -- that are giving investors a combined total return of 49.21% ... so far. PLUS: I'll show you how to get your personal complimentary copy of The Top 2 Investments For Total Return. But before I do that, let's get back to why a dividend stock strategy protects you in the threatening economic climate ahead ... and why I predict with all my heart that ... You'll soon see a STAMPEDE of investors buying up every dividend-paying stock they can get their hands on! Welcome to the First Circle of Income Purgatory! Why? Because Americans have less money socked away now than at any time since the Great Depression. For the first time in almost a century, the savings rate of Americans plunged into negative territory: minus 0.7%. What exactly IS a negative savings rate -- and what does it mean? Quite simply, it means that you spend more than you earn. In other words: Not only are we spending every dime of our take-home pay after we shell out for taxes and regular household bills ... but we're also RIPPING INTO our savings and spending that money, too. We've been BURNING THROUGH our savings since June of 2005. That's when we officially dropped through the earth and landed in the First Circle of Income Purgatory. How bad is this -- really? Let me put it in perspective: We've hit a negative savings rate only twice in our history. In 1932 and in 1933. During the Great Depression. At the time, the country was also fighting a tide of rampant business failures and excessive job layoffs. Millions of ordinary people depleted their savings just to stay alive. To have food to eat. A place to sleep. They emptied their accounts to survive. They had a valid, understandable reason, don't you think? But our situation today is much different. And more troubling. Instead of fighting for day-to-day survival, like a generation of our grandparents fought -- today's Americans are throwing their money at gas-guzzling cars, overpriced homes and other big-ticket items. Thanks to easy credit and historically low interest rates, Americans dug themselves into a hole. Or the First Circle of Income Purgatory, as I call it. Now it's time to pay the piper. Long before these people retire, their demand for extra income ... just for basic living expenses ... will grow to epic proportions. Can you guess what happens next? The demand for monthly income from dividend-paying investments will go through the roof, right? Right! I predict a STORM of investors buying up every dividend-paying stock they can get their hands on. Some of these stocks will be winners -- but many won't be worth the time of day. That's the thing. The three investments I name later in this report have definitely proven to deliver the kinds of high-yield returns that can help investors -- maybe YOU -- in the months and years ahead. If you care about your future, you won't want to miss them. Then, to ensure that YOUR INCOME CONTINUES TO INCREASE OVER TIME, you'll be invited to join INCOME. I can't wait to share my latest recommendations with you -- That's why I'm going to pull back the curtain ... let you in to our little circle of INCOME investors ... and name 3 stocks -- RIGHT HERE -- that I urge you to rush out and BUY IN THE NEXT 5 DAYS. Will they put you on Easy Street right away? No. As with any investment, there's always a risk of loss, too. But I can say with certainty: they WILL put you in position to wipe away your income concerns and have enough money to afford the life you deserve -- forever. Join me, please, as I reveal -- High Yield Dividend Generating Stock #1 Texas REIT That Pays You Healthy 7.5% Yield Over the past 10 years, the REIT with a nose for bargain-priced properties has swooped in and snatched up trophy buildings in the most dynamic cities in the U.S. – Houston, Dallas, Austin, Denver, Miami, Atlanta, Las Vegas, and Seattle. It buys these prestige buildings at substantial discounts. Refurbishes and repositions them. And leases them at top-of-the-market rates. The company is Crescent Real Estate Equities Co. (NYSE:CEI), and it currently has 30 million square feet of some of the most prestigious office space available in these incredibly vibrant cities. Legendary investor and Crescent's chairman Richard Rainwater (he's been the personal advisor to President Bush and the Texas-based Bass family) bought $8.4 million of shares in the company in late 2004. The same expansion strategy he saw working back then is still driving the company's growth. It's a completely painless way to boost earnings from their joint-ventured buildings by 30%-40%. It doesn't depend on cutting costs (or raising rents, for that matter). But every time they joint-venture a building they boost return on equity (ROE) from 12% to 15-17%. And with increases in occupancy rates, they get even better results. For every additional percentage point in occupancy rate that Crescent notches, its Funds From Operations (FFO) – the most commonly accepted measure of financial performance used by REITs – gains about $4-5 million. Crescent is aiming for a minimum 90% occupancy rate. That would add another $20 million to the company's FFO. So far, 45% of Crescent's property has been joint-ventured. Its CEO wants it all joint-ventured. But what also has investors really excited over Crescent is its 48% stake in Canyon Ranch resorts and spas (where beautiful surroundings and a total approach to health combine to make a guest's stay memorable and for many a life-changing experience.). The Canyon Ranch total approach to health is definitely catching on. New projects are underway or being lined up in Florida, Las Vegas, the Queen Mary 2, the Virginia suburbs of Washington DC, Boston, and New York. Crescent's numbers still shout "value" and its dividend yield of 7.5% is much higher than most dividends paid out by non-REIT companies. It's also almost double that of real estate companies' 4.1% average yield. Its dividend alone is worth an investment. But when you add its capital appreciation potential, it becomes an irresistible investment... ...So much so that a Dubai company has expressed strong interest in buying Crescent. If they don't, another company may. What is certain is that all this M&A interest in Crescent will continue to put upward pressure on its price in the foreseeable future. To take advantage of Crescent being a takeover target, you have to buy the stock as soon as possible – before it's bought out. It's right now engaged in serious talks with suitors. Before it jumps higher ... GRAB IT! I'll reveal the second "MUST OWN" stock -- ripped from the pages of INCOME -- in just a second. First you need to be warned that .... Without dividend stocks to make up for lost income, inflation will cripple your standard of living with each passing year. Welcome to the Second Circle of Income Purgatory!